Owning a home has been called the American Dream. As far as we’re concerned, if it’s your dream, it’s ours too. We’re pretty good at helping customers fulfill their dreams. It takes some know-how and that neighborly, roll-up-your-sleeve West Texas Spirit. That ought to make you feel right at home.
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We offer a diverse product line of residential mortgages including new home construction, new home purchases, and refinancing of existing mortgages.
Unlike most first-time homebuyer programs, with FHA home loans you’ll enjoy down payment requirements that are traditionally lower than conventional financing.
Traditional fixed-rate mortgages provide predictability in rate and payments. As a Fannie Mae-Freddie Mac seller/servicer, First United offers a variety of government-backed loans.
If you’re hoping to buy and sell your home in the near future, a variable rate loan might be a good fit. These loans typically feature lower introductory rates that adjust annually for the remaining loan period.