| |
FUB
CLUB |
VALUE
PLUS |
FIRST
CHOICE |
PLATINUM
CLUB |
TOTAL
PACKAGE 55 |
ADVANTAGE
NOW |
| Description of Account |
Free
Unrestricted
Banking |
No
Frills Checking Account that receives
monthly imaged statement |
Basic
checking account with tiered fee schedule
to allow you to avoid monthly service
fee |
Club
account with accidental death insurance
and additional benefits |
Customized
to meet the needs of our valued customers
age 55 or better |
Checking
that pays competitive interest rate
and allows easy access to your money |
| Minimum Opening Deposit |
$100 |
$100 |
$100 |
$100 |
$100 |
$1,000 |
| Check Writing/Account Privileges |
Unlimited |
Unlimited |
Unlimited |
Unlimited
FREE Personalized Checks |
Unlimited |
Unlimited |
| Balance Needed to Avoid Service Fee |
None |
None |
$1,000 |
Based
on amount of insurance coverage |
None |
Minimum
Daily Balance of $1,000 or Average
Daily Balance of $2,500 |
| Monthly Service Fee |
None |
$4 |
| Tiered Service Fee |
| $1,000
+ - NC |
| $800-$999
- $2 |
| $600-$799
- $4 |
| $400-$599
- $6 |
| $200-$399
- $8 |
| Below
$200-$10 |
|
| Insurance
Amount |
| $10,000
- $10 |
| $25,000
- $11 |
| $40,000
*- $12 |
*
Plus $1,500 per child
|
|
None |
$10 |
| Other Fees |
None |
None |
None |
None |
None |
$
.25 per debit (if balance falls below
minimum and average) |
| Check Safekeeping |
Yes |
No |
No |
No |
No |
No |
| Other Services Included |
|
|
Free
Variety Package of checks or free first
order of Bank Stock checks. Check orders
are discounted 25% |
Complete
Benefits Program listed on Platinum
Club page. Platinum Plus Members 55
or better receive 50% discount |
Free
Variety Package of checks or free first
order of Bank Stock checks. Check orders
are discounted 25% |
|
| Free Online Banking |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Overdraft Privilege Limit |
$300 |
$500 |
$500 |
$500 |
$700 |
$700 |
| Interest |
N/A |
N/A |
N/A |
Earned
on $2,500 + balances. Bonus CD rate:
.25% higher than bank's stated rate. |
N/A |
Interest
compounded and paid monthly |
| Free Check Card |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Free
E-Statements |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
