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Description of Account |
Free
Unrestricted
Banking |
No Frills Checking Account that receives monthly imaged statement |
Basic checking account with tiered fee schedule to allow you to avoid monthly service fee |
Club account with accidental death insurance and additional benefits |
Customized to meet the needs of our valued customers age 55 or better |
Checking that pays competitive interest rate and allows easy access to your money |
Minimum Opening Deposit |
$100 |
$100 |
$100 |
$100 |
$100 |
$1,000 |
Check Writing / Account Privileges |
Unlimited |
Unlimited |
Unlimited |
Unlimited FREE Personalized Checks |
Unlimited |
Unlimited |
Balance Needed to Avoid Service Fee |
None |
None |
$1,000 |
Based on amount of insurance coverage |
None |
Minimum Daily Balance of $1,000 or Average Daily Balance of $2,500 |
Monthly Service Fee |
None |
$4 |
| Tiered Service Fee |
| $1,000 + - NC |
| $800-$999 - $2 |
| $600-$799 - $4 |
| $400-$599 - $6 |
| $200-$399 - $8 |
| Below $200-$10 |
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| Insurance Amount |
| $10,000 - $10 |
| $25,000 - $11 |
| $40,000 *- $12 |
* Plus $1,500 per
child
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None |
$10 |
Other Fees |
None |
None |
None |
None |
None |
$ .25 per debit (if balance falls below minimum and average) |
Check Safekeeping |
Yes |
No |
No |
No |
No |
No |
Other Services Included |
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Free Variety Package of checks or free first order of Bank Stock checks. Check orders are discounted 25% |
Complete Benefits Program listed on Platinum Club page. Platinum Plus Members 55 or better receive 50% discount |
Free Variety Package of checks or free first order of Bank Stock checks. Check orders are discounted 25% |
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Free Online Banking |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Overdraft Privilege Limit |
$300 |
$500 |
$500 |
$500 |
$700 |
$700 |
Interest |
N/A |
N/A |
N/A |
Earned on $2,500 + balances. Bonus CD rate: .25% higher than bank's stated rate. |
N/A |
Interest compounded and paid monthly |
Free Check Card |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Free E-Statements |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
