| |
FIRST
U SAVINGS |
FIRST
RATE SAVINGS |
| Description
of Account |
Traditional
Savings Account |
Traditional
savings account that pays premium interest
rate |
| Minimum
Opening Deposit |
$100 |
$25,000 |
| Check
Writing / Account Privileges |
Six
(6) transfers or
withdrawals per quarter |
Six
(6) transfers or
withdrawals per quarter |
| Balance
Needed to Avoid Service Fee |
Minimum
Daily Balance of $100 |
Minimum
Daily Balance of $10,000 |
| Monthly
Service Fee |
$5
per Quarter |
$10
per Quarter |
| Other
Fees |
Additional
debits or withdrawals are $2 per item |
Additional
debits or
withdrawals are $2 per item |
| Check
Safekeeping |
N/A |
N/A |
| Free
Online Banking |
Yes |
Yes |
| Overdraft
Privilege Limit |
None |
None |
| Interest |
Interest
compounded and
paid quarterly |
Interest
compounded and
paid quarterly |