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  BUSINESS CHECKING ANALYSIS CHECKING
Description of Account Simplified checking for small businesses
(10 full time employees or less)
Analysis checking for larger businesses
(more than 10 full time employees)
Minimum Opening Deposit $200 $200
Check Writing/Account Privileges Unlimited Unlimited
Balance Needed to Avoid Service Fee None Determined by account balance and activity
Monthly Service Fee $10
(includes 100 written checks
and 300 deposited items)
$ .15 additional per allotted item
Based on Account Analysis
Other Fees None None
Check Safekeeping No No
Other Services Included   Earn credit on your balances to offset service fees
Free Online Banking Yes Yes
Overdraft Privilege Limit $1,000 $1,000
Interest N/A N/A
Free FirstCard Check Card Yes* Yes*
* Sole proprietorships are eligible for FirstCard Check Card