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Analysis Checking

Analysis Checking is an analyzed Business Checking Account designed for companies with a moderate to high transaction volume on their checking account. Analysis Checking allows the account holder to earn credit on the balances they keep in their checking account in order to offset some or all of the service fees associated with the bank handling the monthly activity on the account. Charges for many Business Checking services, including monthly maintenance and transaction fees, may be offset by the balances kept in the account. The earnings credit rate applied to the net investable balance is based on a variable index rate. Visit any of the First United Banking Center locations to obtain additional information about our Analysis Checking Account.

First United Bank

ACCOUNT FEATURES:

 
  • Available for larger businesses*.
  • Earn credit on balances to offset service fees (Earnings Credit Allowance)**.
  • Service charges determined by account activity and the Average Daily Balance maintained.
  • $200 minimum opening deposit.
  • Unlimited check writing privileges.
  • No minimum balance requirement.
  • $1,000 Overdraft Privilege.
  • Free FirstCheck Imaged Statements. (includes itemized account activity and volume as well as your monthly balance position).
  • Free FirstNet Online Banking.
  • Free FirstCall Telephone Banking.
  • Free E-Statements.
*
**

A large business is defined as one with more than 10 full time employees.
Multiple accounts may be combined to determine earnings credit allowance allowing you to maximize the earnings allowance for all deposits at First United Bank.

First United Bank

SERVICE AND MAINTENANCE FEES*:

  Account Maintenance (monthly) $ 10 .00  
  Deposits and Other Credits
(per deposit slip)
$   .30  
  Deposit Items        
  Local
Foreign
  $
$


.08
.10
 
  Checks and Other Debits $   .15  
  Currency (per $1,000) $ 1 .00  
  Coin (per roll) $   .10  
 

* Some or all of these fees may be offset by the credit allowance earned on the account.
           
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